Credit Card Answers
Expert Advice on Credit Card Use...

You'll discover everything you need to know about making the most of your credit cards with our expert guidance and clear, jargon-free advice. Our comprehensive resources cover all aspects from basic card management to advanced strategies, helping you save money and use your cards confidently. Credit Card Answers is here to help.

Try our 2 free tools including the Credit Card Comparison Helper and Minimum Payment Calculator to get instant personalised help.

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The Best Freebies From Credit Cards
Credit card companies offer free gifts like cash back and flights, here's how to claim them without overspending.
Avoid Scams When Making Internet Credit Card Payments
Keep your credit card safe when shopping online by spotting the security signs that separate real sites from scam ones.
Avoid Being Exploited by Credit Card Companies
Credit card companies use hidden rate hikes, surprise limit increases, and confusing terms to trap you in debt, here's how to protect yourself.
Are Credit References Unfair to Consumers?
Credit references can harm your borrowing prospects for years, here's why they often feel unfair to consumers.
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Latest Articles and Tools
Credit Card Comparison Helper
Compare credit card features and find the best card for your needs.
Minimum Payment Calculator
See how long it takes to pay off your credit card making minimum payments.
New Debt Industry Rules For Quicker Credit Card Clearing
New credit card rules now force lenders to apply your payments to the highest interest debt first, helping you clear expensive balances faster.
Changes To Credit Card Representative APR
Lenders now must advertise the representative APR that at least 51% of applicants will actually receive.
Hidden Charges When Paying By Credit Cards
Many retailers add hidden surcharges when you pay by credit card that can quietly inflate your bills.
Computer Viruses And Credit Card Fraud
How computer viruses and scams steal your credit card details, and what free security tools won't protect you.
Falling Into The Credit Card Trap
How credit card companies get you to borrow more than you can afford, and why it's their business model.
Are Credit References Unfair to Consumers?
Credit references can harm your borrowing prospects for years, here's why they often feel unfair to consumers.
Do Credit Card Comparison Websites Work?
Credit card comparison websites can help you find deals, but they don't show the full picture and shouldn't be your only source when choosing a card.
Using Pre Paid Credit Cards Abroad Pros and Cons
Prepaid travel cards can cut currency exchange costs abroad, but weigh the fees and limits before you go.
The Hidden Dangers of Zero Interest Credit Cards
Zero percent credit cards sound great until the hidden fees and expiration dates catch you off guard.
Should You Transfer Other Debts Onto Credit Cards?
Moving other debts to a credit card could cut your interest payments, but you need good credit and should compare the offers first.
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1 Can't Pay Credit Cards? What You Should Do 2 Cancelling Your Credit Card 3 The Best Freebies From Credit Cards 4 Avoid Scams When Making Internet Credit Card Payments 5 Avoid Being Exploited by Credit Card Companies 6 Are Credit References Unfair to Consumers?
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Expert Advice on Credit Card Use...